Forward the transaction
Send Spendly an SMS, bank alert, or screenshot from the payment you just made.
Finance, now on WhatsApp
Know where your money went.
Forward a bank message or UPI screenshot. Spendly turns it into clear categories, useful insights, and a monthly Money Wrapped—without making finance feel like accounting.
No new app to learn. Just message Spendly.
September pace
Food spending
₹8,420 / ₹10,000
What to expect from day one
Start free—no credit card required
Built for UPI-heavy spending in India
You choose what to forward
From payment to clarity
Your money, explained like a friend.
Spendly fits the way India already pays. No spreadsheets, dense charts, or manual bookkeeping.
Get the useful part back
See the category, amount, monthly budget progress, and whether you are spending faster than usual.
See the full month clearly
Your Money Wrapped highlights earnings, spending, investments, best decisions, and the leaks worth fixing.
Your monthly Money Wrapped
The story behind the numbers—not another dashboard.
Quickly spot what improved, what slipped, and the one change that could make next month better. Share the recap only when you want to.
A sample month
- Earned
- ₹1.15L
- Spent
- ₹72,340
- Invested
- ₹18,000
Simple pricing
Start with clarity. Upgrade for control.
Track the essentials for free, then add deeper automation when it earns its place in your routine.
Free
₹0 / month
For understanding where your money goes.
- Expense tracking
- Monthly Money Wrapped
- Basic spending insights
Spendly Plus
₹149 / month
For turning everyday transactions into a complete financial picture.
- Automatic categorisation
- Investment and net-worth tracking
- Subscription detection
- Personalised saving targets
- Financial health score
Credit-card optimisation and tax-planning tools may be introduced as they become available. Cancel anytime.
Make your next payment make sense.
Start forwarding transactions today. Your first clear picture of the month is closer than you think.
Start with Spendly